Dealing with Environmental Allergies

Asian girl sneezing in a handkerchief

The sure way to avoid an allergic reaction is to avoid the allergen. However when an allergen trigger is part of your environment, this is easier said than done. You find yourself staying indoors when you would prefer to be outside, or feeling miserable in your own home surrounded by your indoor allergens. While avoiding an allergen is a goal to strive for, there are other means, tips and tricks for handling those evil environmental allergies!

Hypo-allergenic bedding

Never underestimate a wonderful night of sleep. Many allergy sufferers achieve this with the help of hypoallergenic bedding, which is inhospitable to dust mites, and will not trigger feather-related allergies. Many hypoallergenic bedding collections are free of chemicals that can trigger asthma and allergies.

Hypoallergenic beauty and cleaning products

But just as important as the bedding, are the cleaning agents you use to wash those sheets every week. If you are having problems with allergies these may be triggered by the very products you are wearing on your skin or washing your clothes and sheets in. From your face wash and shampoo to your laundry detergent, you may just notice a difference when you switch to hypoallergenic options.

Keep a clean home

And while we are are on the topic of cleaning products, one of the surest ways to cut down on the indoor allergens in your home is to keep it clean. Use mold-killing cleaning supplies especially in your bathroom. And not to insult anyone’s house-keeping skills, but even the most frequently cleaned home needs a deeper dive into its cleaning routing periodically. When is the last time you washed off that layer of dust on the baseboards, or got the duster between every blind, for example. If you are looking into a home remodel, hardwood floors are much easier to clean than the carpet counterpart that can be vacuumed and still manage to trap unwanted dust.

Symptom remedies

You probably already thought to purchase some eye drops, but a cold compress can be soothing on itchy, watery eyes, too. And while you were picking up eye drops perhaps you located the nasal spray, too. Antihistamines are available over the counter as well, and some people may need to carry an EpiPen with them as a further precaution.

Breath clean

Help keep the air you breath clean and at a comfortable level of humidity (below 50% to prevent mold growth) with air purifiers/ filters, dehumidifiers, humidifiers and vaporizers. These tools will help you breathe easier by breathing cleaner air. Be sure to clean these devices and change filters as directed. You should also be cleaning filters and air ducts in your home at least once a year. Running the air conditioning – instead of the fan (which can stir up dust) and instead of opening the windows (which can invite pollen into your home) – will help keep you cool while minimizing allergens.

Enjoy the outdoors, and then wash them off

Avoid being outside on high pollen days; but a mask and quickly showering upon your return home can help fight many outdoor allergens. Wearing a mask while mowing the lawn will help prevent you from breathing in very freshly cut grass, and if you jump straight into the shower afterwards then you help remove the outdoor allergens that collected in your hair and on your clothes. Finally, don’t hang your clothes to dry outside; you may just be re-collecting all those allergens.

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Get a Personal Loan with Peer-to-Peer Lending – Prosper Funding

Money

Get a personal loan from Prosper through peer-to-peer lending.  Personal loans you can use for debt consolidation, a new/used car, home improvements, a wedding and other expenses that may have crept up on your recently.  Loans are at a fixed and simple interest rate that is payable over a three year term.

Crowd funding is a growing trend around the Internet.

When you apply for a Prosper loan, keep in mind these are real people investing in you, so be honest. After doing a little research into applying for and actually getting a loan, I thought I would share a few key points with you in hopes of helping you get the leg up you deserve.

If you are a borrower with not-so-perfect credit consider the following tips to help improve your chances of getting a loan.

Be Honest – First, falsifying information is illegal, but everyone has a BS meter that goes off when they hear a big fish tale. Just be honest, you’d be surprised at how many people will reward honesty.

Keep It Short & Sweet – Don’t bore lenders with your life history – just get to the point. You want them to read what you have to say.

Sell Yourself – Prosper lender’s make their decisions with heart. Write with the purpose of getting lenders to trust you. Include hobbies or organizations you belong to. Mention your responsibilities at home and at work but do avoid the pity-me stories. Lenders want to help, still, they are making an investment, not donating to your cause.

Fast Forward – Write more about the future than about the past. Don’t over-justify your poor credit that will only make you appear risky. How will the loan will improve your monthly cash-flow or improve your life.

Explain Your Credit – Just get to the point, provide an explanation of why your credit is not so great. Limit descriptions to things like “unexpected medical bills”, “lost my job”, or even “lived above my means”, etc. Keep in mind that everyone falls on hard times, or makes a bad decision. Whatever the case may be, keep it short, simple and to the point. Then you will want to provide a a brief explanation of how your situation has changed or how the loan will enable it to change.

Describe Your Job – Your employment is critical, it is the source by which you will payback your loan. You don’t have to list your employer’s identity, but do note what you do, how long you have been in the job, and any promotions you have received.

Share Your Budget – Lenders want to see that you can afford a monthly payment in your current living situation. Provide a breakdown of your monthly debt and income. Keep in mind that Prosper loans are on 36 month terms. Don’t borrow more than you can afford to repay.

Your Picture – Lenders are more comfortable with borrowers they can visualize.

Select a Reasonable Interest Rate – Prosper provides graphs of past loans as a guide. Even if you believe, despite your bad credit, you should receive a 5% APR, lender’s won’t agree. If your listing is attractive and you do not use Automatic Funding, your rate may be bid down.

Groups – Prosper’s group feature was created to allow peer-to-peer lending to leverage real-world and other virtual relationship networks. Groups are an option for borrowers to explore. You can get a decent loan without a group, and joining a group will not guarantee you will receive your loan.

With that in mind, are you ready to see if Prosper can work for you? If so, I’d love to hear your thoughts and about your whole experience.

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Natural Fixes for Stinky Drains

The drains in our home see a lot of activity. From flushing things down the toilet to food scraps that end up down our kitchen sinks, there is more than just water traveling through our systems. Sometimes, all of these items combined can lead to buildup that causes our drains to leak an unflattering odor.

When your drains start to stink, it can be very overwhelming and have an effect on the scent of the entire home. Plus, stinky drains are also known to attract certain bugs, such as drain flies, and this can cause another unflattering problem to deal with.

Luckily, there are plenty of simple and natural remedies that you can use to combat a stinky drain.

Baking Soda and Vinegar

Baking soda and vinegar are the two best things to use to combat a stinky drain. Start by placing about 1 cup or so of baking soda down your drain. Follow it up with about 1 cup of white vinegar. Keep in mind that vinegar and baking soda will create a bubbling effect, so you may see some of this come out of your drain, and that’s okay. Let this solution do it’s work, and in the meantime, boil a large pot of water. After the water has boiled, carefully pour it down the drain to help clear out the solution and the smelly particles. In order to ensure that your drain remains scent free, you can place a spoonful of baking soda or vinegar down the drain once every two weeks.

Lemons

Lemons are another natural remedy used to combat stinky drains. You can add about 2 tablespoons of lemon juice down your drain and let it sit for a few minutes to combat the smell. Boil a large pot of hot water and pour it down the drain to try and clear away any smelly debris, and then add another tablespoon of lemon juice down the drain to give your drain a fresh scent. If your stinky drain happens to be coming from your garbage disposal, cut up a lemon into small pieces and place it in your disposal. Allow your disposal to mash up the lemon, and this will help clear out any nasty scents that may be housed in your disposal.

 

Fresh Air

Fresh air can be another easy and great way to combat unpleasant drain smells. Most drains tend to smell because they retain moisture and don’t properly air out. This is especially true in the winter months when the heat is running and during the summer months when the air conditioning is on. Homes are generally closed tightly, and air doesn’t get to flow freely through the home. When possible, make sure to open your windows or turn the fan on for about an hour every day to allow your home (and your drains) to air out. When water has the ability to dry properly, it will not create a musty smell.

P-Traps

Every drain contains a p-trap that is meant to keep smells from coming through your drain. If your drain is smelling, it’s possible that your p-trap may have some build up. If you have tried the other cleaning remedies without success, you may want to remove your p-trap and remove any debris that may be housed inside. Removing any standing water or any hair or food particle that are trapped is a simple and natural way to remove smells.

Stinky drains can make your home feel dirty, and they can be extremely unpleasant to deal with. Luckily, you can use natural remedies to help alleviate and remove the odors so that you don’t have to use any harsh chemicals or purchase any expensive cleaning products.

Pinterest Inspired – Laminate Wood Dresser Repurposed Into Entertainment Center

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This was actually the first project I did from my collection of “To Do’s” saved on Pinterest. This dresser was at least 20 years old – had an ugly, I mean REALLY UGLY mirror on it and was actually being used as a catch-all in our garage. Once I cleaned off the dust and cobwebs, I used a very strong cleaning solution to cut through all the grime that had built up on it. After I washed the entire piece down, I let it dry overnight. Once thoroughly dry, I began to break it down, bust apart the drawers so I could salvage any material I could to use in another way on the finished product. I then applied a coat of primer paint, I prefer Kilz and let that dry overnight. In the meantime, I did a few searches online for distressed paint samples. That’s where I found the perfect sample. A quick trip to The Home Depot to collect my paint and I was ready. Here is what the piece looked like before old sauder dresser before (1) The tearing-down process: old sauder dresser before (2) And, the finished product: ugly old dresser to entertainment center - after  What projects have you done that were inspired by Pinterest? Follow me on Pinterest Here

How You Can Make Use of Those Used Coffee Grounds

coffee grounds

With me being a 2 to 3 pot-a-day kinda girl, and since I am on this kick of trying not to throw much of anything away – I knew there had to be tips out there on what to do with those used coffee grounds.

Did you know you can use coffee grounds to fertilize your garden? What about using coffee grounds to keep snails away? Yep, they hate coffee.

Check out the other items on this nifty list.

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