14 Ways to Spend Less and Get Out of Debt Faster

Drink coffee from home.  Stopping for coffee on the way to or from work may be a ritual, but it is a costly one.  Even leaving out the cream and sugar can save you money in a small way. Create a weekly meal plan.  This will eliminate unnecessary grocery purchases, as well as ensure that you get everything on your list the first time.  You will avoid additional trips to the store which usually lead […] Read the Full Article »

Throwback Thursday – Gayla, Trey and Coty Baer – circa 1993

This is one of the last visits we had with my grandpa, Frank Binion, before he passed away the following January. I look back on pictures like this and remember older mothers telling me to enjoy it – that it goes by so fast. At the time, life seemed to drag, but little did I know, they were right. My babies are 21 now – living on their own. They have great jobs and pay […] Read the Full Article »